Add the softened cream cheese, sour cream, salsa, and taco seasoning to a mixing bowl.
Mix until completely smooth and creamy.
Taste and add additional taco seasoning if desired.
Spread the cream cheese mixture evenly into a large shallow serving dish.
Sprinkle the shredded lettuce evenly over the creamy base.
Add the diced tomatoes, drained black olives, jalapeños, corn, and black beans.
Sprinkle the shredded cheddar cheese evenly over the top.
Serve immediately with sturdy tortilla chips, or cover and refrigerate until ready to serve.